Margins and pricing on Telexoo exchange rates and transfer fees
| Amount to change | Margin on interbank rate | Additional fees * |
|---|---|---|
| Below CHF 1'000 | 1.00% | No extra fee |
| Between CHF 1'000 and CHF 49'999.99 | 0.42% | No extra fee |
| Between CHF 50'000 and CHF 99'999.99 | 0.39% | No extra fee |
| Between CHF 100'000 and CHF 249'999.99 | 0.35% | No extra fee |
| Between CHF 250'000 and CHF 499'999.99 | 0.25% | No extra fee |
| From CHF 500'000 | Contact us | |
Fees valid for costs in shared mode.
We encourage you to stay aware of third-party costs. Please ask your banking institutions for their rates.
We do not cover the costs of third parties, correspondent banks or your bank.
Ce que la marge Telexoo change concrètement
La marge s'applique sur le taux interbancaire, pas sur le montant transféré. Voici ce que cela représente sur un change mensuel, face à un bureau de change et à une banque traditionnelle.
| Comparaison pour 5 000 CHF |
Telexoo
|
Bureaux de change | Banques trad. |
|---|---|---|---|
| Taux de change (1 EUR =) | 0.90430 CHF | 0.90950 CHF | 0.91540 CHF |
| Montant reçu net | 5 529 € | 5 497 € | 5 462 € |
| Gain direct | + 67 € | + 35 € | 0 € |
| Gains sur une année | + 804 € | + 420 € | 0 € |
Comparaison pour 5 000 CHF
Bureaux de change
Banques trad.
Simulation globale basée sur un transfert mensuel de 5 000 CHF. (Frais et marges bancaires moyens constatés en 2026).
Prêt à récupérer plus d'euros chaque mois ?
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Économique
Profitez d'un taux de change avantageux, sans frais caché. Vous nous utilisez quand vous le souhaitez.
Rapide
Recevez votre change entre le jour même et 48 heures, par virement bancaire, sans bouger de chez vous.
Facile
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Receiving and sending EUR in the Sepa zone
It is generally free to send and receive EUR in the Sepa area, but some sending or receiving banks may charge you fees that are not those of Telexoo.
Processing times and value dates
We endeavour to send you the EUR on the day we receive your CHF.
However, if we receive your transfer after noon, our transfers must leave the following working day.
How does Telexoo make a profit?
Telexoo earns only from the margin built into the exchange rate: from 1.00% on the interbank rate below CHF 1,000, down to 0.25% above CHF 250,000. No opening, account maintenance or closing fees, and no transfer fees within the SEPA zone.
Your transfers to Telexoo
We only accept bank transfers.
We cannot accept transfers made at post office counters, nor cash.
If we receive a transfer originating from an over-the-counter deposit, a fee of CHF 50.- will be charged.
How long does an operation at Telexoo take?
This usually takes between the same day and 48 hours.
You can save time by optimizing this processing time.
Indeed, we often receive transfers from our customers the day after their payment order.
So that we can receive your transfer the same day, change the default date of the following day to the same day on your bank's ebanking platform.
Most banks offer this option for free up to a certain time. However, be careful, as some institutions charge this option.
Each bank has a time limit for processing transfer orders. After this time, transfers are automatically postponed to the next day's value date.